Conditions Of Use
By using this web site, you acknowledge your assent to the following conditions
of use without limitation or qualification. Please read these conditions carefully
before using this web site. If you do not agree with each term of use specified
herein, you are not granted premission to use this web site and must exit this site
immediately. These terms and conditions may be revised at any time by updating this
posting. You are bound by any such revisions and should therefore periodically visit
this page to review the then current terms and conditions to which you are bound.
To the fullest extent permissible pursuant to applicable law, the materials on this
web site are provided "As Is" and without warranties of any kind either expressed
or implied and Southwest Energy Underwriters, Inc. and its subsidiaries and Affiliates (Collectively,
SWEU) disclaim all warranties, expressed or implied, including, but not limited to,
implied warranties of merchantability and fitness for a particular purpose. SWEU
does not warrant that the functions contained in the materials will be uninterrupted
or error-free, that defects will be corrected, or that this web site or the server
that makes it available are free of viruses or other harmful components. SWEU
does not warrant or make any representations regarding the use or the results of
the use of the materials on this web site in terms of their correctness, accuracy,
reliability, or otherwise. You (And Not SWEU) assume the entire cost of all necessary
servicing, repair, or correction. The information and descriptions contained herein
are not necessarily intended to be complete descriptions of all terms, exclusions
and conditions applicable to the products and services, but are provided solely
for general informational purposes; please refer to the actual policy or contract
or the relevant product or services agreement; provided, however, teh foregoing
disclaimer does not apply to variable product policy or fund prospectuses and related
This web site may be linked to other web sites which are not maintained by SWEU.
SWEU is not responsible for teh content of those web sites. The inclusion of
any link to such web sites does not imply approval of or endorsement by SWEU
of the web sites or the content thereof.
Limitation Of Liability
While SWEU uses reasonable efforts to include accurate and up-to-date information
on this Web site, errors or omissions sometimes occur. To the fullest extent permissible
under applicable law, SWEU makes no warranties or representations as to the accuracy
of the content of this Web site and under no circumstances, including, but not limited
to, negligence, shall SWEU or any party involved in creating, producing, or delivering
this Web site be liable to you for any direct, incidental, consequential, indirect,
or punitive damages that result from the use of, or the inability to use, the materials
on this Web site, even if SWEU or an SWEU authorized representative has been
advised of the possibility of such damages. To the fullest extent permissible under
applicable law, in no event shall SWEU's total liability to you for all damages,
losses, and causes of action exceed the amount paid by you, if any, for accessing
this Web site.
SWEU also assumes no responsibility, and shall not be liable for, any damages
to, or viruses that may infect, your computer equipment or other property as a result
of your access to, use of, or browsing in the Web site or your downloading of any
materials, data, text, images, video, or audio from this Web site.
Consent to Electronic Transactions, Signatures and Records.
If you have enrolled for the electronic delivery service, online customer self service,
or another online service currently available on this Web site, you consent to the
use of electronic transactions and electronic signatures on this Web site, and receipt
of electronic versions of certain records. In addition, you agree to be bound by
any consent or agreement you make or transmit through the internet or this Web site,
including but not limited to any consent you give to receive records or communications
from us solely through electronic transmission. You agree that, by using this site,
your agreement or consent will be legally binding and enforceable and the legal
equivalent of your handwritten signature.
You may withdraw your consent to the use of electronic transactions, signatures
and records by contacting SWEU in the manner specified on this Web site. The
consequence of this decision will be that you will no longer be provided service
by or allowed access to this section of the Web site and you must exit this section
of the Web site immediately.
No Solicitation or Advice Unless otherwise expressly stated, the information
appearing on this Web site is provided to you for informational purposes only and
does not constitute an offer to sell or buy any product or service that may be referenced
or described on this Web site. If an offer to sell or buy a product or service is
expressly offered, the offering is specifically limited to the jurisdiction(s) in
which the offeror has the authority to make the offer and be bound. Nothing in this
Web site should be construed as rendering tax, legal, investment or accounting advice.
No Use of Site By Minors.
No "minor," as determined by the applicable jurisdiction's insurance or other laws,
may use this Web site. We do not knowingly solicit business or gather information
from minors and request that any minor have their parent or a responsible adult
contact us. If you are a minor, please leave this site immediately.
Restrictions on Use of Materials
This Web site is owned and operated by SWEU. Except as otherwise expressly permitted
by SWEU, no materials from this Web site or any Web site owned, operated, licensed
or controlled by SWEU may be copied, reproduced, republished, uploaded, posted,
transmitted, or distributed in any way. You may download material displayed on this
Web site for your use only, provided that you also retain all copyright and other
proprietary notices contained on the materials. You may not distribute, modify,
transmit, reuse, repost, or use the content of this Web site for public or commercial
purposes, including the text, images, audio, and video without SWEU's written
permission. SWEU neither warrants nor represents that your use of materials displayed
on this Web site will not infringe rights of third parties.
Unless otherwise expressly set forth herein, SWEU makes no representation that
materials on this Web site are appropriate or available for use in any location.
Those who choose to access this Web site do so on their own initiative and are responsible
for compliance with local laws.
Except as expressly set forth herein the information contained on this Web site
is not an offer to sell any security, insurance product or other product or service
by SWEU. No security, insurance product or other product or service is offered
or will be sold by SWEU or, if sold by SWEU, will be effective in any jurisdiction
in which such offer or solicitation, purchase or sale would be unlawful under the
securities, insurance or other laws of such jurisdiction. Some products and services
may not be available in all jurisdictions.
Ownership of Information
Any information, other than personal data or information (including e-mail addresses),
you transmit to SWEU via this Web site, by electronic mail or otherwise, including
data, questions, comments, or suggestions will be treated as non-confidential and
non-proprietary and will become the property of SWEU. Such information, other
than personal data or information, may be used for any purpose, including, but not
limited to, reproduction, solicitations, disclosure, transmission, publication,
broadcast, and posting. SWEU is free to use any ideas, concepts, know-how, or
techniques contained in any communication you send to SWEU via this Web site
or by any other means for any purpose whatsoever, including, but not limited to,
developing and marketing products using such information.
Trademarks and Copyrights
All trademarks, service marks, trade names, logos, and icons are proprietary to
SWEU or used with permission obtained by SWEU. Nothing contained on the Web
site should be construed as granting, by implication, estoppel, or otherwise, any
license or right to use any trademark displayed on this Web site without the written
permission of SWEU and/or the owner of the mark, logo or icon. Your use of the
trademarks displayed on this Web site, or any other content on this Web site, except
as provided herein, is strictly prohibited.
Images displayed on this Web site are either the property of, or used with permission
by, SWEU. The use of these images by you, or anyone else authorized by you, is
prohibited unless specifically permitted by SWEU and/or the owner. Any unauthorized
use of images may violate copyright laws, trademark laws, the laws of privacy and
publicity, and communications regulations and statutes.
United States of America and other countries and jurisdictions. You hereby agree
that you will not transfer or export such software in violation of such applicable
export laws and regulations. SWEU does not authorize the downloading or exportation
of any software or technical data from this Web site to any jurisdiction prohibited
by such export controls laws and regulations.